The Pros and Cons of Peer-to-Peer Lending Peer-to-peer lending, also known as P2P lending, is a popular alternative to traditional banking. It allows individuals to lend and borrow money directly from each other, cutting out the middleman. While P2P lending has many benefits, it also has its downsides. In this article, we will explore the pros and cons of peer-to-peer lending. Pros of Peer-to-Pe..